Pension Analysis

The future of retirement income security may be evolving into a model more akin to a traditional pension than the individual savings-type plans of the last 30 years that pension experts now describe as a ‘failed experiment.’ The decline of defined benefit pensions in the private sector and the rise of the 401(k),...

Once the foundation of a secure and dignified retirement for generations of workers, cuts to the promise of a traditional defined benefit pension are not only being felt by current workers, but increasingly today’s retirees as well. It’s a trend being noticed by pension and retirement advocates, including the...

While it may come as cold comfort for people compelled to continue working into their ‘golden years’ due to a lack of retirement income, elderly workers can rest easy that their ongoing employment isn’t ‘crowding out’ younger workers. That’s the findings of a new study from the Center for Research at...

July 6, 2012 - Tyler Meredith, research director at the Institute for Research on Public Policy (IRPP), and Robert Brown, former president of the Canadian Institute of Actuaries (CIA), join with other pension experts in warning a retirement crisis is heading our way, one that left unresolved will see a growing number...

May 31, 2012 - The great debate on retirement – can Canadians save enough on their own – came to the University of Toronto’s Hart House May 30 ... the purpose of debate was to get both sides of the issue of retirement savings out to the public

“The unfortunate fact is that DC pensions generally haven’t increased their contributions and are instead a lot less adequate than they were expected to be a decade ago. This is a failure rather than a success of DC pensions.”