For many workers, the traditional retirement date is more of a target than a fixture. Employees continue working for a number of reasons, including wanting to and having to due to a lack of adequate retirement income.
However, an older worker might not want to put in the same hours as a younger worker. If that’s the case, putting the question to an employer may be worth the effort, writes Ashlea Ebeling for Forbes.
“Employers might not advertise the fact that they offer reduced hours—or phased retirement—for older workers, but if you’re interested, you should ask,” she writes.
According to recent data, a quarter of American employees aged 61-66 working full-time hours plan to cut back on their time on the job, but only 15 per cent actually do, continues Ebeling.
“Employers say these programs help with worker retention, knowledge transfer and workforce planning (new workers can be hired at a lower cost). Employees like the gradual shift from full-time to part-time work to ease into retirement,” she continues.
More: How will reduced hours impact pensions?

ARIA provides a forum for an informed discussion on retirement income adequacy, and other related issues, including pension and retirement coverage, and defined benefit pension plans – ARIA pensions blog, 12 Dunlop Street, Barrie, ON, L4N 1V6 –

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