Adequate Retirement Income

The value of adequate retirement income

Today’s seniors, Susan Eng recently told a summit of pension experts, are not your grandmother’s seniors. The differences are obvious: baby boomers are living longer and healthier than previous generations, and they bring with them an unwillingness to settle into the comforts of old age – to not go gently into...

“HOOPP is a very long-term investor, and sustainability is an important consideration in our real estate investments. Buildings constructed to high environmental standards are more energy efficient than traditional buildings and are attractive to tenants and occupiers. Lower energy costs result in better economics for...

Born in the small village of Portknockie in the north of Scotland between Aberdeen and Inverness, Stewart McBoyle could not have envisioned a career path that would eventually lead him to the comfortable retirement he now enjoys in Barrie, Ontario. But that is where he is, spending his golden years pursuing his...

“They want to take our promised retirement benefits from us, that were guaranteed to us. It’s our savings plan. We were promised them through our contracts, through our pension fund … we were promised them by our government which told us once you are retired those pension benefits are yours.” Michael...

(March 16, 2016) OPTrust, Ontario's fifth largest public sector pension fund, has released its 2015 annual report showing an 8.0 per cent net return on investments, and a 9.2 out of 10 satisfaction score from members. The fund is fully funded with $18.4 billion in net assets, serving nearly 87,000 members and...

A longer, healthier lifespan is generally taken as good news – at least with the Ponce de León crowd. Who would consider it otherwise? The trend, however, is also creating much angst amongst policymakers, pension fund managers, actuaries, as well as aspiring and existing retirees over how to pay for all those...

On the surface, it would appear to be a conundrum. As retirement edges ever closer for the entire boomer generation, economists warn of a labour shortage when this bubble finally crosses the threshold. It seems their talents and efforts will be missed, not to mention the taxes generated by their continued...