From the Pension Experts

When Louis Malfaro, president of the Texas American Federation of Teachers (AFT), ponders a future without access to adequate retirement income, it’s not a promising picture he imagines. “If you wind the clock back 75 years, the majority of old people lived in poverty. That’s what we are going to head back to...

While the looming crisis of inadequate retirement income threatens to increase senior poverty across society, women, particularly single women, are among the most vulnerable according to a new report from the Healthcare of Ontario Pension Plan (HOOPP). In the second part of a series of articles to “deepen the...

Recycling boxes of different hues are ubiquitous across Canada, but they didn’t arrive overnight. Rather, their use evolved as residents became more attuned to environmental sensibilities. Much the same can be said about the ‘green’ evolution of office development in urban centres, reaching the point where...

Bob Dylan once sang about the need to get close to the teacher “if you want to learn anything,” presumedly advising his listeners that proximity to the subject is key for lessons learned. So when James Davis, OPTrust’s Chief Investment Officer, talks about getting close to the coalface of the market, he’s...

With a successful merger in the books, the Colleges of Applied Arts and Technology (CAAT) pension plan is eager to begin a new chapter in its provision of adequate retirement income. The introduction of the Royal Ontario Museum (ROM) pension plan into the CAAT fund received provincial approval last December, from the...

What does senior poverty in Canada look like? Well, according to a recent report, it’s increasingly the image of an elderly woman living alone without adequate retirement income and other supports to sustain a comfortable lifestyle. The report, Poverty and Inequality Among British Columbia’s Seniors, from the...

When the conversation is already about good news, why try to change it? One reason would be to change the conversation’s perspective, from the immediate to the long term. Canadian pension plans get a lot of respect globally for their impressive annual returns and their management and investment structures, having...