From the Pension Experts

Bob Dylan once sang about the need to get close to the teacher “if you want to learn anything,” presumedly advising his listeners that proximity to the subject is key for lessons learned. So when James Davis, OPTrust’s Chief Investment Officer, talks about getting close to the coalface of the market, he’s...

With a successful merger in the books, the Colleges of Applied Arts and Technology (CAAT) pension plan is eager to begin a new chapter in its provision of adequate retirement income. The introduction of the Royal Ontario Museum (ROM) pension plan into the CAAT fund received provincial approval last December, from the...

What does senior poverty in Canada look like? Well, according to a recent report, it’s increasingly the image of an elderly woman living alone without adequate retirement income and other supports to sustain a comfortable lifestyle. The report, Poverty and Inequality Among British Columbia’s Seniors, from the...

When the conversation is already about good news, why try to change it? One reason would be to change the conversation’s perspective, from the immediate to the long term. Canadian pension plans get a lot of respect globally for their impressive annual returns and their management and investment structures, having...

Canadian defined benefit pension plans are among the best in the world, Healthcare of Ontario Pension Plan (HOOPP) President and CEO Jim Keohane said at a press conference to release the fund’s annual report, and results would support that conclusion. The plan’s funded status at the end of 2016 was 122 per cent,...

It made headlines. The father of the 401 (k) lamented that he had created a monster, and that if he could he would blow it up and start all over again. The American savings model certainly has its detractors, but was Ted Benna really saying he regretted using an Internal Revenue Service (IRS) code that led to the...

“We think the work that has happened to date has been useful and helpful, but let’s recognize that we are at the beginning of this conversation and we want to push the companies we invest in to give us more disclosure, and we also want to engage in a conversation with our peer plans about the best way to do...