From the Pension Experts

It’s one challenge to accumulate adequate retirement income, quite another to turn those savings into income to keep one through a retirement that can stretch 20 or 30 years due to longevity gains. Canadians in work environments that provide a defined benefit pension have an easier path to retirement than those...

The numbers are similar, confirming that the crisis of inadequate retirement income crosses borders, oceans and international time zones. Driven by a range of factors such as increased longevity, an aging population, dwindling occupational pension coverage, and inadequate retirement savings, policymakers and others...

Responsible for delivering a secure and adequate retirement income stream to their members, Canada’s big public sector pension plans are also ideally positioned to play a key role in limiting and reversing the impact of climate change. They, and other large institutional investors, can do this by engaging and...

Advocacy for adequate retirement income features prominently on the Healthcare of Ontario Pension Plan’s (HOOPP) newly redesigned website, with a section focused exclusively on retirement security issues. “The advocacy section is an excellent resource for those interested in pension and advocacy issues …...

It started as a lunch meeting but by the time it had finished, it became a meeting of the minds over the need to solve the retirement crisis by launching a new national program to deliver workers adequate retirement income. Pension expert and academic Teresa Ghilarducci, a renowned labour economist, broke bread with...

Success brings a host of rewards, including accolades, an audience, and a sense of achievement. What it shouldn’t produce, though, says Hugh O’Reilly, is complacency and a tendency to rest on one’s laurels. When a track record of success is significant, some might ask why change a proven model. The answer,...

The benefits of a DB pension have been clearly defined, including the obvious one: the provision of reliable, lifetime income that serves as the cornerstone for a comfortable retirement. Numerous studies and reports have also shown the value of a defined benefit pension to employers when it comes to the recruitment...